Mortgage advice
In this section we outline the mortgage advice and mediation process. You will get a clear insight into the steps that are taken during this process.
Mortgage process steps
Introduction & Orientation
You will get a clear picture of the possibilities tailored to your wishes.
Inventory
We carry out a thorough inventory based on the documents provided, the information from our conversations and the customer profile that you complete online.
Analyse
We analyze and compare lenders and other products with regard to your wishes.
Advice
We prepare a recommendation based on your wishes and the results of the analysis.
Mediation
We submit your mortgage application to the relevant lender and ensure that the mortgage application is processed smoothly.
Required documents
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Required initial interview
- Copy ID
- Recent pay slip
- Loan/mortgage overviews
- Pension overview
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Documents standardList item 1
- ID card front and back or Passport
- Employer's declaration
- Most recent pay slip
- Pension summary
- Signed purchase agreement Bank statement of own resources
- Employer's regulations in case of illness
- Valuation report or desktop valuation
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Do you have a temporary contract?List item 2
- Employment contract
- Employer's statement with the intention that the temporary contract will become a permanent contract after this period
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Are you a flexible worker or did you not receive a letter of intent?List item 3
- Annual statements of the past 3 years
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Are you going to renovate the house?List item 4
- Renovation specification
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Do you already have or have you had a mortgage?
- Recent mortgage overview
- Current life insurance policies
- Sales contract
- Latest tax return
- Broker's statement that the suspensive conditions have expired
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Do you have a loan or credit?
- Credit agreement
- Recent overview of credit balance
- DUO recent letter
- Any proof of credit repayment
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Are you self-employed?
- Annual figures (past 3 years if available)
- Tax returns and assessments for the past 3 years
- Chamber of Commerce extract (recent)
- Interim figures for the current year VAT returns
- Forecast for the current year
